A combination of low interest rates and the financial pressure on homeowners, investors and tenants, gives rise to the opportunity to review your financial position and take control of your situation. Here are 3 areas our partners at Mortgage Express can help you at this time.
Are you experiencing mortgage concerns as a result of your employment conditions or payment shortfalls from tenants? You could be entitled to hit ‘pause’ on your repayments. It’s imperative you initiate a conversation with your current lender today, as repayment holidays and other options are accessed on a case-by-case basis.
Time for a financial health check?
When was the last time you reviewed your interest rate and mortgage product features? Now is a great time to take advantage of all-time low interest rates and cash back offerings, which may also help to increase your cash flow.
Thinking about your next property?
Property is and remains a solid commodity for investment.
For buyers who have the confidence and financial well-being to remain active in the housing market through this period, there could potentially be some good buying opportunities to secure properties at a competitive price and at ultra-low interest rates.
Whether you’d like to talk about your existing mortgage, refinancing or investing, the Mortgage Express team are equipped with phone and video calling technology, to assist you during this period.
Find your local adviser and start the conversation today.
While all care has been taken in the preparation of this publication, no warranty is given as to the accuracy of the information and no responsibility is taken by Finservice Pty Ltd (Mortgage Express) for any errors or omissions. This publication does not constitute personalised financial advice and is intended as a guide only. This information has been prepared without taking into account your objectives, financial situation or needs. You should seek professional advice before taking any action in relation to the matters dealt within this publication.
Finservice Pty Ltd (Mortgage Express) is authorised as a corporate credit representative (Corporate Credit Representative Number 397386) to engage in credit activities on behalf of BLSSA Pty Ltd (Australian Credit Licence number 391237) ACN 123 600 000 | Full member of MFAA | Member of Australian Financial Complaints Authority (AFCA).